(WSPA) – As fraudsters become more sophisticated, it is more important than ever to know where we are most vulnerable.

In this consumer franchise, I received expert advice on the top 7 fraud predictions for 2022.

$ 30 billion in phone fraud and $ 55 billion in identity fraud, that’s how many Americans lost last year to fraudsters.

And while it’s hard to know how they will crack down on Steve Weisman, cyber expert behind the Scamicide website, there is a pulse in the 7 Best Tricks to Take Care of in 2022.

NUMBER 7: FRAUDULENT PURCHASE SITES

The holidays were full of stories about fake shopping sites, and Weisman says this is only expected to get worse in the New Year.

“Some of these counterfeits are so good that it is almost impossible to detect, and even if they appear high in Google search or search engine, it does not mean that they are legitimate,” Weisman said.

Weisman recommends inserting the “url” of any suspicious shopping site into the online source www.WhoIs.com

This way you will know who created the site and how long it has existed.

NUMBER 6: FRAUD IN NATURAL DISASTERS

From deadly tornadoes to devastating fires, major natural disasters are becoming more and more news headlines, and fraudsters use it to set up fake charities. The FBI always warns verify that the charity is genuine with sources like Charity Navigator or GuideStar.

NUMBER 5: CRYPTOURCY CONS

With digital currency gaining popularity, fraudsters are looking to make money. So beware of fake crypto offers and hackers looking to use your digital wallet.

NUMBER 4: DATA VIOLATION

For this, Weisman does not spoil the words.

“You are, you can not, you will be the victim of a major data breach next year. “We are all,” he said.

Weisman is more concerned about ransomware scams like the one he recently hacked into Anmed Health. He says medical records are like gold on the black market. Experian Credit Reporting Agency warns “a single patient registration can sell for more than $ 1,000.

NUMBER 3: SOCIAL ENGINEERING FRAUD

This is where scammers research your social media sites so they can tailor a scam to you.

Greenville star Tummineli says she was a target of this type of fraud.

“I started following a guy on Tik Tok and as soon as I became friends with him, a guy who claimed to be him sent me a private message telling me that he works for a non-profit organization that wanted me to send money,” she said.

There are other examples, such as romantic scams where rogue artists use social media to find out about you and tempt you to trust (and even love) them. And grandparents’ scams sniff out information about your family in order to threaten to pay you.

NUMBER 2: INTERNET OF THINGS

From our televisions to toys to our security cameras, we are becoming addicted to many devices that are constantly connected to the internet.

Be sure to change the default settings to set the highest security, and make sure those hearing aids are unplugged.

“We got rid of Alexa because we think she’s listening all the time and we just don’t trust her,” Stan Metzger said in Greenville.

NUMBER 1: SIM INTERVENTION

Sim Swapping is a new secret way to overcome your two-step mobile banking certification. Weisman explains how it works.

“They call your mobile operator, claim it’s you and get your phone number moved to their phone, and so in this way they are not only able to steal your password, but have the phone to beat factor authentication. double. “So this is something we just started to see happen, it will be worse next year,” he said.

HOW DO YOU AVOID THESE FRAUD?

Here are the key steps to avoid some of these scams.

  1. Raise your credit at all three credit bureaus. It’s free and can save you from identity theft.
    • https://www.experian.com/
    • https://www.transunion.com/
    • https://www.equifax.com/
  2. Be sure to use two-step authentication for all your smart devices and mobile applications.
  3. Make sure you have unique and complex passwords for your most sensitive logins, including access to your account with your mobile operator.

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